Insurance Fraud & Personal Injury Claim Investigation
Suspect insurance fraud or a questionable personal injury or disability claim? Santos Recherchebureau investigates carefully, with a report usable towards insurers or in court.
Objective investigation when an insurance or personal injury claim is in doubt
Santos Recherchebureau supports insurers, employers and occupational health services in investigating insurance fraud, including questionable personal injury claims and disability (AOV) claims. Through targeted, proportionate investigation, we document the actual situation so a claim can be assessed on the facts.
When is an insurance fraud investigation appropriate?
Insurance fraud and exaggerated or fabricated injury claims are costly and hard to prove without solid investigation. Signs that may warrant an investigation:
- Activities by the claimant that don't match the stated limitations, for example strenuous physical work or sport during a personal injury or disability claim.
- Inconsistencies between the reported circumstances and available information.
- Repeated or unusually high-value claims with the same insurer or employer.
- Social media activity that doesn't match the stated incapacity.
What we can do for you
Santos Recherchebureau carries out insurance investigations within the legal framework, including the Dutch Association of Insurers' Code of Conduct for Personal Investigations:
- Surveillance investigation: static and dynamic surveillance to document a claimant's actual physical capacity.
- Public-source research: including social media, within GDPR limits.
- Circumstance investigation: reconstruction and verification of the reported circumstances of a loss or accident.
- Reporting suitable for insurers or court: an objective, legally sound report you can use when assessing the claim.
Why Santos Recherchebureau?
As a licensed investigation bureau (POB 7635), we operate under the Wpbr, GDPR and the Code of Conduct for Personal Investigations. Our investigators gather evidence proportionately and carefully, so a report holds up in a dispute or legal proceeding.
Take the first step
Do you doubt the accuracy of a personal injury, disability or other insurance claim? Get in touch for a free, no-obligation intake call.
Santos Recherchebureau: objective investigation into insurance fraud and personal injury claims.
All investigations are carried out by licensed investigators (POB 7635), within the framework of the Dutch Private Security Organisations and Investigation Bureaus Act (Wpbr) and the GDPR. Read more on our page Is hiring a private investigator legal?
What clients say about us
“Zeer snel en discreet de vraag beantwoord. Ga zo door!”
“Fijne samenwerking gehad met Santos. Snel schakelen, duidelijke terugkoppeling en een zorgvuldige aanpak. Zeker aan te bevelen.”
“Ik heb een zeer goede ervaring met Santos. Ze zijn professioneel en gaan uiterst discreet en vakkundig met een situatie om. Door de persoonlijke benadering voel je je als klant goed begrepen, en ze leveren snel het gewenste resultaat. Kortom, ik kan Santos zeker aanbevelen!”
Want to know what we can do for you?
Get in touch, free and without obligation. We respond within 24 hours and think along with you, discreetly.
4.9/5 · 16 reviews on Google · Licensed investigation bureau · POB 7635
